Smart Personal Finance: Debt Protection & Frugal Living Tips

Smart financial management involves protecting credit, mastering frugal living, and understanding legal obligations like tax filing and property transfers.

How to Save Overcooked Pork

Few things are more frustrating than spending your hard-earned money on a pork roast or rack of ribs, only to have it come out of the oven or off the grill dry and overcooked.

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White gas water heater

The Best New Propane Furnaces

While gas furnaces by law must have an efficiency rating of at least 78 percent, many propane furnaces have an astounding 97 percent efficiency rating. Before you purchase one, you should research propane availability in your area.

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Businesswoman typing on calculator

Can I Cash Out My 401k While I Am Still Employed?

If you’ve fallen on hard times and need extra money, cashing out your 401k account may seem like an attractive idea. It’s neither a wise nor an easy thing to do, especially if you are still employed by the company managing your 401k plan.

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Bills and receipts by laptop

How Long Should You Keep Receipts & Bills?

Paperwork can pile up and lead to clutter and disorganization. Although it may be tempting to trash it all, that approach can lead to expensive results. On the other hand, many people keep a lot more paperwork than necessary or keep it for longer than needed.

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Financial advisor meeting with couple

How to Transfer a Mortgage to a Spouse

Transferring a mortgage to a spouse is a significant financial move. It is most commonly done during a divorce--if one spouse owns the mortgage but the other will receive ownership of the house through divorce proceedings, the mortgage must be transferred over.

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Young couple standing with their children in front of a house

Ten Biggest Expenses of the American Family

Budgets seem to get tighter every year for the average American family. If the income rises at all, it happens much more slowly than expenses. To get a handle on the family budget, Business Insider website recommends breaking down the budget and seeing exactly what your expenses are.

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How to Clean a Disposable Razor

The cost of personal hygiene products, such as disposable razors, can leave you searching for ways to save money. How much you pay for disposable razors varies depending on the manufacturer and how many blades the razor head contains.

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coughing woman

Smart Shopping for Cough Drops

From Halls to Ricola and countless others, the variety of cough drops that line the cold care section of pharmacy shelves seems to grow with each passing flu season. Cough drops, also referred to as a lozenge, are small medicated drops that help alleviate dry or irritated throats.

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money on the floor

How to Find a Lost IRA Account

You might think it almost inconceivable that someone would misplace the information about an Individual Retirement Account (IRA) containing thousands of dollars. In fact, it is fairly commonplace.

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Girl with her grandparents

How to Open a Savings Account for an Infant Grandchild

The birth of a new child is both a wonderful experience and a great responsibility. Infants come with many expenses, and most of the financial burden falls on the parents. Grandparents are able to provide a foundation for their grandchild's future by starting a savings account for him.

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Alternatives to a Styrofoam Cup

Styrofoam cups are a convenient way to take a drink with you while on the go. However, according to Green Living Tips, a website dedicated to helping people go green, Styrofoam takes a long time to break down in the environment.

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Ways to Clear Up Perioral Dermatitis Quickly

Perioral dermatitis is a rash that typically appears around the mouth, although it also may surface around the eyes, nose or forehead. Composed of small, red, bubbly bumps, the rash’s exact cause is unknown, according to the American Academy of Dermatology.

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Manager verifying the documents

Laws Concerning a Husband Forging a Wife's Signature for a Loan

Signing someone else’s name to a loan document is, in most circumstances and states, a crime. The United States has laws protecting businesses from financial fraud and individuals from fraud and identity theft. If the husband has power of attorney over his wife’s legal affairs, it may be permissible, but not always.

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