Credit Report Security and Protecting Card Magnetic Strips

Protecting your credit card's magnetic strip and disputing errors on your credit report are vital for financial health. Learn how to remove closed accounts and report a death to credit agencies.

How to Remove Closed Accounts From Your Credit Report

Learn how to remove closed accounts from your credit report, including steps to clear up negative entries and best practices for disputing expired records. Find out why closed accounts can remain on your report and how to improve your credit score.

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What Happens With Credit Card Debt If You Move Abroad?

Just because you are no longer residing in a certain country does not mean your credit card debts will cease to exist. Credit card companies will still work to obtain the money owed to them by you. After a certain period of time, your account will likely be turned over to a collection agency to continue the work.

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How to Report a Death to Credit Reporting Agencies

After the most immediate duties associated with the death of your loved one are completed–contacting friends and relatives and planning the deceased's funeral–there's a considerable amount of administrative detail involved in tying up your loved one's affairs.

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Information Needed for a Credit Check

A credit check is used to determine someone’s creditworthiness. A credit check can be as simple as getting an applicant’s FICO score or credit rating number or as complex as pulling a merged report of all three credit reporting agencies—Experian, TransUnion and Equifax.

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How to Know If Credit Report Sites Are Safe

When the federal Fair and Accurate Credit Transactions Act (FACT Act or FACTA) was passed in December 2003, all consumers were entitled to receive a free copy of their annual credit reports.

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How to Find Out What Credit Cards Are Under My Name

If you have not used certain credit cards in a while or have concerns about identity theft, you may want to research what accounts you have open in your name. Staying abreast of your open credit card accounts can help you resolve issues such as disputing account charges or closing inactive cards.

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How to Remove Paid Delinquencies on Credit Reports

It is frustrating to have paid delinquencies on your credit reports. They show you took responsibility for an old bill, yet they look bad to creditors and bring down your credit score. Sometimes they even have incorrect information like the wrong pay date or amount.

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How to Dispute an Old Utility Bill on a Credit Report

If you moved out of your last place of residence without paying your last month's electricity, gas or water charges, an old utility bill can come back to haunt you in a place you least suspect likely: your credit report.

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How to Use a Credit Card in a Store

Using credit cards to make purchases in stores can be convenient as well as beneficial if you have a card that offers cash back or other rewards.

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How to Protect Credit Card Magnetic Strip

The black strip on the back of your credit or debit card is magnetized and stores information about your account. When the strip is swiped, the merchant accesses your private information so you can make your purchase. If the magnetic strip is physically altered or demagnetized, the "swipe and buy"

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Does a Cut-Up Onion Clear Sinuses?

If you've ever chopped raw onion, you know that the plump bulb has more than just a pungent aroma. Though it is annoying to fight back tears when you're trying to cook, the chemical properties of onions make them the perfect home remedy for stuffy sinuses.

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How to Write a Personal Check to Yourself

Although personal checks have become less popular due to credit cards and checking cards, they are still frequently used, particularly when paying rent or utilities and other bills, or for establishing an easy-to-follow paper trail.

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How to Clear Up Gluten Brain Fog Quickly

Gluten intake in gluten-sensitive individuals is linked with a variety of mental health issues, ranging from brain fog to anxiety and depression. If you usually avoid gluten but accidentally ingest some, you may experience brain fog right away, or it can show up a few hours or days later.

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The Best New Propane Furnaces

While gas furnaces by law must have an efficiency rating of at least 78 percent, many propane furnaces have an astounding 97 percent efficiency rating. Before you purchase one, you should research propane availability in your area.

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Ways to Clear Up Perioral Dermatitis Quickly

Perioral dermatitis is a rash that typically appears around the mouth, although it also may surface around the eyes, nose or forehead. Composed of small, red, bubbly bumps, the rash’s exact cause is unknown, according to the American Academy of Dermatology.

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