Lifestyle Guide: Financial Security, Wellness & Relationship Health

How can individuals achieve a balanced lifestyle through proactive financial planning, sustainable environmental choices, and the effective management of interpersonal and emotional health?

Harmful Effects of Cell Phones on Kids

Parents give cell phones to their kids to keep track of them or for them to use in emergencies. According to a 2006 report issued by the Pew Internet and American Life Project, 74 percent of all cell phone owners had used their phones during an emergency.

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Boy covering ears as mature man shouts at him

How to Prove Emotional Child Abuse for Custody

An allegation of emotional abuse of children plays a significant role in a child custody determination in a divorce, legal separation or paternity proceeding, according to "Child Custody A to Z" by Guy J. White.

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School boy (16-17) using laptop, working in library

Advantages and Disadvantages of Goal Setting

Goals--plans to achieve something--have several purposes in personal and professional settings. The University of New Hampshire explains that goal setters can use the SMART acronym to develop goals. Goals should be specific, measurable, attainable and relevant.

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Designer focusing on his work on the computer

How to Fill Out an Employee Self Evaluation Form

Evaluating employee performance is a common practice in many organizations. Some organizations ask you to participate in the evaluation by having you complete a self-evaluation form prior to your review.

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Do Space Heaters Save Energy Vs. Central Heating?

According to the Government of Australia’s Office of Energy, portable electric heaters can use from 1 to 2 kilowatts, depending on the heater setting, while gas heaters can use the equivalent of over 6 kilowatts.

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Panel of the gas boiler for hot water and heating

Electric Vs. Natural Gas Heating

Home heating systems like furnaces or boilers keep your family warm and comfortable during the cold winter months. Unfortunately, not all homeowners recognize the impact that choice of heating fuel can have on both their wallet and the environment.

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Hispanic baby girl playing with toy

The Effects of Black Mold on Infants

According to a study by the Mayo Clinic in 1999, nearly all chronic sinus infections are the result of mold. Mold is a tenacious substance that takes root in the presence of moisture. According to the Centers for Disease Control, "There is always a little mold everywhere -- in the air and on many surfaces."

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Bills and receipts by laptop

How Long Should You Keep Receipts & Bills?

Paperwork can pile up and lead to clutter and disorganization. Although it may be tempting to trash it all, that approach can lead to expensive results. On the other hand, many people keep a lot more paperwork than necessary or keep it for longer than needed.

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Pharmacists talking and holding medication

What Are the Treatments for Black Mold Poisoning?

Black mold, or Stachybotrys atra, should be treated the same as all other molds with regard to health risks and removal, according to the Centers for Disease Control and Prevention. All molds may pose risks for people with allergies and allergy-induced asthma.

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Financial advisor meeting with couple

How to Transfer a Mortgage to a Spouse

Transferring a mortgage to a spouse is a significant financial move. It is most commonly done during a divorce--if one spouse owns the mortgage but the other will receive ownership of the house through divorce proceedings, the mortgage must be transferred over.

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Businessman verifying the documents

How to Take Out a Life Insurance Policy on a Parent

Even if you're an adult, the death of a parent can represent a significant financial burden. Even self-sufficient adult children might find themselves on the hook for their parent's debts, for funeral expenses, and looking for ways to make up for productivity they lost while grieving.

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mother and her daughter

Personal Goals for Kids

Teaching children to set goals when they're young establishes a habit they'll benefit from throughout their lives. The Family Education website recommends working with your children to set specific goals that are appropriate to their ages. Keep in mind that goals you set for your children are their goals, not yours.

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Boy (8-9) looking out window on rainy day

Bed Wetting and Child Abuse

Bed wetting is a common childhood disorder, affecting between 5 to 7 million children ages 6 and over in the United States, according to the National Kidney Foundation. Problem bed wetting is defined as wetting the bed twice a week on average.

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Yellow lemon

Natural Cleaning Products for Aluminum

Cookware, furniture and other products made from aluminum require special care to maintain their shine and remove rust and tarnish. Traditional cleaning products, while effective at cleaning aluminum, often contain chemicals that pose a danger to the environment and your family's health.

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Woman looking at man with suspicion

How to Prove that a Spouse is Cheating

While you may suspect your spouse of cheating, it may be challenging to actually prove it. Finding physical evidence was the successful method of uncovering deception in only 18 percent of cases, according to a survey titled "How People Really Detect Lies."

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Side view of reclining teenage girl with laptop

How to Write an Application Letter to Study at a University

According to Indiana University, a university application letter, also called a personal statement, serves three important purposes. The application letter serves to introduce yourself, outline your goals, past experiences and qualifications and display your writing skills.

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Young couple standing with their children in front of a house

Ten Biggest Expenses of the American Family

Budgets seem to get tighter every year for the average American family. If the income rises at all, it happens much more slowly than expenses. To get a handle on the family budget, Business Insider website recommends breaking down the budget and seeing exactly what your expenses are.

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Refreshing Ice Cold Water with Lemon

The Best Way to Clean Out Your Body Naturally

Detox diet programs are becoming increasingly popular as people try to gain some control over an increasingly toxic world. While many experts, such as those at Mayoclinic.com, state that the human body is perfectly capable of detoxing itself, there is no harm in occasionally cleansing your system.

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