Smart Personal Finance: Debt Protection & Frugal Living Tips

Smart financial management involves protecting credit, mastering frugal living, and understanding legal obligations like tax filing and property transfers.

Hands holding woman's wallet

How to Protect Credit Card Magnetic Strip

The black strip on the back of your credit or debit card is magnetized and stores information about your account. When the strip is swiped, the merchant accesses your private information so you can make your purchase. If the magnetic strip is physically altered or demagnetized, the "swipe and buy"

Read more →