Lifestyle Guide: Financial Security, Wellness & Relationship Health

How can individuals achieve a balanced lifestyle through proactive financial planning, sustainable environmental choices, and the effective management of interpersonal and emotional health?

Mature Couple Embracing in Their Apartment

Examples of Effective Non-Verbal Communication

In his book "Louder Than Words: Non-Verbal Communication," author Alton Barbour states that only 7 percent of communication is based on words. Thirty-eight percent is based on volume, pitch and tone of the voice, and a full 55 percent is based on facial expressions and other non-verbal communication.

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Businessman calculating and checking articles of agreement

How to Remove Paid Delinquencies on Credit Reports

It is frustrating to have paid delinquencies on your credit reports. They show you took responsibility for an old bill, yet they look bad to creditors and bring down your credit score. Sometimes they even have incorrect information like the wrong pay date or amount.

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Young woman handing waiter credit card, close-up

Prepaid Card Vs. Debit Card

Prepaid cards and debit cards have some important similarities and differences. You can get these cards even if you have a bad credit history. You must have a bank account to have a debit card because it is linked directly to the account. A prepaid card simply requires money to purchase or reload the card.

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