Rosacea is a skin condition characterized by facial redness and small, pus-filled bumps appearing across the forehead, nose, cheeks and chin.

If you close a credit card account, it doesn't automatically disappear from your credit report.

Just because you are no longer residing in a certain country does not mean your credit card debts will cease to exist. Credit card companies will still work to obtain the money owed to them by you. After a certain period of time, your account will likely be turned over to a collection agency to continue the work.

After the most immediate duties associated with the death of your loved one are completed–contacting friends and relatives and planning the deceased's funeral–there's a considerable amount of administrative detail involved in tying up your loved one's affairs.

A credit check is used to determine someone’s creditworthiness. A credit check can be as simple as getting an applicant’s FICO score or credit rating number or as complex as pulling a merged report of all three credit reporting agencies—Experian, TransUnion and Equifax.

When the federal Fair and Accurate Credit Transactions Act (FACT Act or FACTA) was passed in December 2003, all consumers were entitled to receive a free copy of their annual credit reports.

If you have not used certain credit cards in a while or have concerns about identity theft, you may want to research what accounts you have open in your name. Staying abreast of your open credit card accounts can help you resolve issues such as disputing account charges or closing inactive cards.

It is frustrating to have paid delinquencies on your credit reports. They show you took responsibility for an old bill, yet they look bad to creditors and bring down your credit score. Sometimes they even have incorrect information like the wrong pay date or amount.

If you moved out of your last place of residence without paying your last month's electricity, gas or water charges, an old utility bill can come back to haunt you in a place you least suspect likely: your credit report.

Using credit cards to make purchases in stores can be convenient as well as beneficial if you have a card that offers cash back or other rewards.

The black strip on the back of your credit or debit card is magnetized and stores information about your account. When the strip is swiped, the merchant accesses your private information so you can make your purchase. If the magnetic strip is physically altered or demagnetized, the "swipe and buy"

If you've ever chopped raw onion, you know that the plump bulb has more than just a pungent aroma. Though it is annoying to fight back tears when you're trying to cook, the chemical properties of onions make them the perfect home remedy for stuffy sinuses.